@font-face{font-family:BG;src:url(/assets/BG-Regular.woff2) format('woff2');font-weight:400;font-display:swap}
@font-face{font-family:BG;src:url(/assets/BG-Medium.woff2) format('woff2');font-weight:500 900;font-display:swap}
:root{--navy:#062c40;--sky:#9dd7ee;--blue:#006d9b;--cream:#f9f6ef;--warm:#f0e9db;--ink:#163c4e;--muted:#546b75;--line:#dce5e6;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:112px}body{margin:0;background:var(--cream);color:var(--navy);font:16px/1.55 BG,Arial,sans-serif}button,select{font:inherit}a{color:inherit;text-decoration:none}button,a{-webkit-tap-highlight-color:transparent}button{cursor:pointer}img{max-width:100%;display:block}button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #007caf;outline-offset:5px}a:hover{text-decoration:none}.icon{width:24px;height:24px;flex-shrink:0}.container{width:min(1240px,calc(100% - 72px));margin:auto}.sr-only{position:absolute;width:1px;height:1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}.skip{position:absolute;top:-70px;left:20px;background:white;padding:15px;z-index:300}.skip:focus{top:50px}.preview-bar{background:var(--navy);color:#d2e4ed;min-height:30px;font-size:11px;letter-spacing:.04em;display:flex;justify-content:center;align-items:center;gap:8px}.preview-bar 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@media(min-width:1600px){.hero-grid{gap:65px}}
@media(max-width:1150px){.container{width:calc(100% - 48px)}.menu{gap:17px}.brand-label{display:none}.hero-grid{gap:30px}.hero-visual{height:490px}.hero-tag{left:-10px}.beihilfe{gap:35px}.diagram{gap:20px}.donut{width:180px;height:180px}.donut:before{width:126px;height:126px}.topic-grid{gap:14px}.topic-content{padding:32px 19px 22px}.advisor{gap:40px}.faq-grid{gap:45px}}
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@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}
@font-face{font-family:Handnote;src:url(/assets/Caveat-Medium.ttf) format('truetype');font-style:normal;font-weight:500;font-display:swap}
:root{--navy:#082e4b;--blue:#086da9;--sky:#addbf2;--cream:#faf8f2;--muted:#536c7e}
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.topic-grid{gap:18px}.topic-card{border:0;box-shadow:0 4px 24px #082e4b08;border-radius:10px}.topic-image{height:163px;overflow:hidden}.topic-image:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#fff 0%,#fff8 22%,transparent 63%)}.topic-image .campus-photo{height:100%}.topic-image .campus-photo>img{object-position:77% 14%;transform:scale(1.2);transform-origin:77% 14%}.topic-image>.icon{top:21px;left:19px;bottom:auto;background:transparent;border:0;width:43px;height:43px;color:#155da0;z-index:2;padding:0}.topic-image>img{object-position:center 30%}.topic-content{padding:21px 23px 23px}.topic-content h3{font-size:20px;margin-bottom:8px}.topic-content p{font-size:13px;line-height:1.5;min-height:58px;margin-bottom:12px}.topic-content .text-link{font-size:12px}.beihilfe-section{padding:0;background:#fff}.beihilfe-v2{display:grid;grid-template-columns:1.06fr .94fr;gap:26px;align-items:stretch}.beihilfe-v2-copy{padding:46px 0;position:relative;z-index:2}.beihilfe-v2-copy>p{color:var(--muted);max-width:535px;font-size:15px;margin:17px 0}.beihilfe-v2-visual{position:relative;min-height:445px;isolation:isolate}.beihilfe-v2-visual>img{width:100%;height:100%;position:absolute;object-fit:cover;object-position:center 32%}.beihilfe-v2-visual:after{content:'';position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,#fff 0%,#fff0 25%),linear-gradient(0deg,#fff8,transparent 45%)}.beihilfe-v2-visual .handnote{position:absolute;z-index:2;right:12px;top:27px;font-size:30px;transform:rotate(-7deg);text-shadow:0 0 9px #fff}.split-example{display:flex;align-items:center;gap:21px;margin:23px 0}.half-ring-wrap{text-align:center}.half-ring-wrap>span{display:block;font-size:12px;font-weight:500;margin-top:11px}.half-ring{width:130px;height:130px;border-radius:50%;display:grid;place-items:center;background:conic-gradient(#1e79b4 0 50%,#c6e8fb 50% 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summary>.icon{width:62px;height:62px;padding:13px;background:#eaf5fc;border-radius:50%;color:#155da0;margin:0 0 13px;stroke-width:1.5}.benefits-grid-v2 summary>b{font-weight:500;max-width:160px;min-height:39px;display:flex;align-items:center}.benefits-grid-v2 summary>.detail-link{font-size:10px;color:#136ca3;display:flex;gap:5px;align-items:center;margin-top:13px}.detail-link>.icon{width:13px;height:13px;margin:0}.benefits-grid-v2 details[open] summary>.icon{transform:none}.benefits-grid-v2 details[open] .detail-link>.icon{transform:rotate(90deg)}.benefits-grid-v2 .benefit p{padding:0 18px 20px;font-size:12px;line-height:1.6}.benefits-grid-v2 details[open]{box-shadow:inset 0 0 0 1px #afd8ec}.benefits-note{font-size:11px;margin-top:18px}.time-card{background:#fff;border-radius:10px;overflow:hidden;box-shadow:0 5px 22px #082e4b08;padding:0 0 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@media(min-width:1600px){.hero-grid{min-height:650px;padding-top:65px}.hero-backdrop>img{object-position:center 23%}.hero-copy h1{font-size:72px}.hero-handnote{right:0}}
@media(max-width:1150px){.hero-grid{min-height:560px;padding-top:43px;padding-bottom:35px}.hero-copy{max-width:510px}.hero-copy h1{font-size:60px;max-width:510px}.hero-copy .lead{font-size:16px;max-width:410px}.hero-handnote{right:6px;font-size:28px}.hero-sticker{font-size:22px;right:5px;bottom:28px}.hero-points{gap:15px;max-width:500px}.hero-point{font-size:10px}.hero-point .icon{width:28px;height:28px}.trust-strip{padding:23px 24px}.trust-item{padding-left:18px;gap:10px}.trust-item b{font-size:12px}.trust-item>.icon{width:28px;height:28px}.beihilfe-v2{gap:20px}.half-ring{width:115px;height:115px}.half-ring strong{font-size:30px}.rating-grid{grid-template-columns:1.15fr .75fr .8fr;gap:21px}.rating-copy h2{font-size:28px}.rating-photo{height:285px}.rating-card{padding:20px 15px}.rating-card .score{font-size:48px}.advisor{grid-template-columns:195px 1fr 235px;gap:23px}.advisor-portrait{min-height:290px;height:290px}.advisor-copy h2{font-size:27px}.advisor-contact{padding:19px}.benefits-grid-v2{gap:11px}.benefits-grid-v2 summary{font-size:14px;padding-left:10px;padding-right:10px}.faq-grid{gap:33px}.faq-visual{min-height:580px}}
@media(max-width:850px){.nav{height:75px}.hero-grid{min-height:535px;padding-top:36px}.hero-copy{max-width:470px}.hero-copy h1{font-size:55px;max-width:470px}.hero-copy .lead{max-width:380px;font-size:16px}.hero-stage:after{background:linear-gradient(90deg,#fffffffa 0%,#ffffffef 23%,#ffffffb8 43%,#ffffff00 68%)}.hero-backdrop>img{object-position:66% 18%}.hero-handnote{font-size:25px;max-width:135px;right:2px;top:20px}.hero-sticker{display:none}.hero-points{max-width:410px;gap:12px}.hero-point{font-size:9px;gap:7px}.hero-point .icon{width:26px;height:26px}.trust-strip{grid-template-columns:repeat(2,1fr);gap:22px;padding:24px}.trust-item:nth-child(3){padding-left:0}.trust-item:nth-child(even){border-left:1px solid #dce5e6}.trust-item b{font-size:13px}.trust-item small{font-size:10px}.section{padding:49px 0}h2{font-size:33px}.heading-row{display:flex}.heading-row .handnote{font-size:24px;min-width:150px;max-width:150px;margin:0}.topic-grid{gap:17px}.topic-image{height:178px}.topic-content{padding:19px 23px 22px}.topic-content p{min-height:40px}.beihilfe-v2{grid-template-columns:1.05fr .95fr;gap:20px}.beihilfe-v2-copy{padding:36px 0}.beihilfe-v2-copy h2{font-size:31px}.beihilfe-v2-copy>p{font-size:14px}.beihilfe-v2-visual{min-height:440px}.beihilfe-v2-visual .handnote{font-size:25px;right:8px;top:22px}.beihilfe-v2-visual>img{object-position:43% center}.split-example{gap:13px}.half-ring{width:108px;height:108px}.half-ring:before{inset:12px}.half-ring strong{font-size:28px}.half-ring-wrap>span{font-size:10px}.plus-symbol{font-size:28px}.timeline-grid{grid-template-columns:repeat(2,1fr);gap:18px}.time-photo{height:170px}.benefits-grid-v2{grid-template-columns:repeat(3,1fr);gap:14px}.benefits-grid-v2 summary{min-height:178px}.benefits-grid-v2 .benefit:last-child{grid-column:auto}.rating-grid{grid-template-columns:1.3fr .7fr;gap:25px}.rating-photo{grid-column:1/-1;height:200px;border-radius:9px}.rating-photo>img{object-position:center 40%}.rating-photo .handnote{right:25px;left:auto;font-size:27px}.rating-copy h2{font-size:30px}.advisor-section{padding:32px 0}.advisor{grid-template-columns:210px 1fr;gap:25px}.advisor-portrait{min-height:290px;height:290px}.advisor-contact{grid-column:1/-1;display:grid;grid-template-columns:1fr 1fr;gap:9px 25px;padding:25px}.advisor-contact h3{grid-column:1/-1;margin-bottom:9px}.advisor-contact>a{margin:0}.advisor-contact .email-small{align-self:center;text-align:left;margin-top:0}.advisor-copy h2{font-size:30px}.faq-grid{grid-template-columns:1.1fr .9fr;gap:25px}.faq-grid h2{font-size:31px}.faq-visual{min-height:600px}.faq-visual>.handnote{font-size:27px;left:20px}.faq-cta{left:12px;right:12px;bottom:16px;padding:20px}.faq-cta h3{font-size:21px}.faq-cta>.icon{display:none}.faq-cta p{font-size:12px}.faq-cta .button{font-size:11px;padding:11px;gap:8px}.faq-list summary{padding:16px;font-size:13px}.faq-list .answer{padding:0 16px 17px;font-size:12px}}
@media(max-width:650px){.hero-grid{padding:0;min-height:0;width:100%}.hero-backdrop{position:relative;inset:auto;height:345px;z-index:0;order:0}.hero-backdrop>img{object-position:center 18%}.hero-stage{display:flex;flex-direction:column}.hero-stage:after{display:none}.hero-grid{order:1}.hero-copy{padding:27px 22px 26px;background:var(--cream);max-width:none;position:relative}.hero-copy:before{content:'';position:absolute;bottom:100%;left:0;right:0;height:35px;background:linear-gradient(transparent,var(--cream))}.hero-copy h1{font-size:46px;max-width:510px;margin-bottom:17px}.hero-copy .lead{max-width:470px;font-size:16px}.hero-copy .eyebrow{font-size:10px;margin-bottom:13px}.hero-actions{margin:23px 0 20px;gap:10px}.hero-actions .button{font-size:12px;padding:14px 15px;gap:10px}.hero-points{max-width:100%;justify-content:space-between;gap:12px}.hero-point{font-size:10px;max-width:135px}.hero-handnote{top:auto;bottom:calc(100% + 237px);right:18px;font-size:27px;max-width:125px;z-index:2;text-shadow:0 0 8px #fff;background:#ffffffaa;padding:9px 12px;border-radius:5px}.trust-strip{padding:23px 22px;gap:23px 16px}.trust-item{padding:0;gap:9px}.trust-item:nth-child(even){border:0;padding:0}.trust-item:first-child{padding:0}.trust-item b{font-size:12px}.trust-item small{font-size:9px}.mini-rating{font-size:22px;padding:7px}.mini-rating small{font-size:6px}.heading-row .handnote{display:none}.heading-row{display:block}.section{padding:43px 0}.topic-grid{gap:14px}.topic-image{height:138px}.topic-image>.icon{top:15px;left:13px;width:34px;height:34px}.topic-content{padding:17px 15px 20px}.topic-content h3{font-size:17px;line-height:1.15}.topic-content p{font-size:12px;min-height:70px;margin-bottom:10px}.topic-content .text-link{font-size:11px;gap:8px}.beihilfe-v2{grid-template-columns:1fr;gap:0}.beihilfe-v2-copy{padding:35px 0 19px}.beihilfe-v2-copy h2{font-size:33px}.beihilfe-v2-copy>p{font-size:15px}.split-example{gap:24px;justify-content:center;margin:24px 0}.half-ring{width:125px;height:125px}.half-ring:before{inset:14px}.half-ring strong{font-size:32px}.half-ring-wrap>span{font-size:11px}.beihilfe-v2-visual{min-height:255px;margin:0 -18px}.beihilfe-v2-visual>img{object-position:center 35%}.beihilfe-v2-visual:after{background:linear-gradient(180deg,#fff 0%,#fff0 28%,#fff0 75%,#fff9 100%)}.beihilfe-v2-visual .handnote{right:20px;top:26px;font-size:29px;background:#ffffffa6;padding:8px 12px;border-radius:5px}.beihilfe-v2-copy .example-note{font-size:10px}.time-photo{height:127px}.time-card h3,.time-card p,.time-card .label{margin-left:15px;margin-right:15px}.time-card h3{font-size:17px}.time-card p{font-size:12px}.time-card{padding-bottom:18px}.timeline-grid{gap:15px}.time-step{width:32px;height:32px;font-size:11px}.time-top{left:9px;top:9px}.benefits-grid-v2{grid-template-columns:repeat(2,1fr);gap:12px}.benefits-grid-v2 summary{min-height:176px;font-size:14px;padding:19px 12px 17px}.benefits-grid-v2 summary>.icon{width:57px;height:57px;padding:12px;margin-bottom:10px}.benefits-grid-v2 summary>.detail-link{margin-top:10px}.benefits-grid-v2 .benefit p{padding:0 14px 18px;font-size:12px}.rating-grid{grid-template-columns:1fr;gap:25px;padding:38px 0}.rating-card{max-width:290px;padding:23px 27px}.rating-card .score{font-size:65px}.rating-card p{font-size:11px}.rating-photo{height:200px}.advisor{grid-template-columns:1fr;gap:25px}.advisor-portrait{max-width:300px;width:100%;height:340px;min-height:340px;margin:auto}.advisor-copy h2{font-size:31px}.advisor-copy>p{font-size:15px}.qualifications span{font-size:10px}.advisor-contact{grid-column:auto;grid-template-columns:1fr;padding:24px;gap:15px}.advisor-contact h3{grid-column:auto;font-size:18px;margin:0 0 3px}.advisor-contact>a{font-size:13px}.advisor-contact .email-small{text-align:center}.advisor-contact .button{margin-top:3px}.faq-grid{grid-template-columns:1fr;gap:29px}.faq-grid h2{font-size:32px}.faq-list summary{font-size:14px;padding:17px}.faq-list .answer{font-size:13px}.faq-visual{min-height:495px;max-width:390px;width:100%;margin:auto;}.faq-visual>.handnote{font-size:31px}.faq-cta{padding:25px;left:18px;right:18px;bottom:18px}.faq-cta h3{font-size:26px}.faq-cta p{font-size:13px}.faq-cta .button{font-size:12px;padding:13px 15px}.closing h2{font-size:28px}.footer-grid{gap:23px}.footer-bottom{font-size:9px}}
@media(max-width:370px){.hero-backdrop{height:300px}.hero-copy h1{font-size:41px}.hero-handnote{bottom:calc(100% + 193px);font-size:23px}.hero-points{gap:8px}.hero-point{font-size:9px;gap:6px}.hero-point .icon{width:23px;height:23px}.half-ring{width:111px;height:111px}.split-example{gap:20px}}
@media(max-width:650px){.brand{gap:13px}.brand img{width:140px}.brand-label{padding-left:13px;font-size:9px}.brand-label strong{font-size:11px}.menu-button{padding-left:6px;padding-right:0}}

.faq-visual>img{object-position:82% 0;transform:scale(1.12);transform-origin:82% 0}
@media(max-width:650px){.faq-visual>img{object-position:78% 0;transform:scale(1.13);transform-origin:78% 0}}

/* Shared extensions for the private multi-page site. */
.preview-bar{letter-spacing:.02em}.nav{gap:20px}.brand img{width:145px}.brand{gap:15px}.brand-label{padding-left:15px;font-size:10px}.brand-label strong{font-size:12px}.site-menu{gap:19px;font-size:12px}.site-menu>.button{font-size:12px;padding:12px 15px;gap:8px}.nav-group{position:relative;border:0}.nav-group>summary{display:flex;align-items:center;gap:5px;padding:24px 0;font-size:12px;font-weight:400;cursor:pointer;white-space:nowrap;list-style:none}.nav-group>summary:after{content:'⌄';margin-left:3px;font-size:14px}.nav-group>summary::-webkit-details-marker{display:none}.nav-group[open]>summary{color:var(--blue)}.nav-panel{position:absolute;top:100%;left:-20px;width:270px;padding:12px;background:#fff;border:1px solid #dde6eb;box-shadow:0 18px 40px #082e4b1f;border-radius:10px;z-index:110}.nav-panel a{display:block;font-size:13px;line-height:1.35;padding:12px 14px;border-radius:5px}.nav-panel a:hover,.nav-panel a[aria-current=page]{background:#edf6fc;color:#086da9}.nav-panel small{display:block;margin-top:3px;color:#6a7e8b;font-size:10px}.site-menu>a[aria-current=page]{color:var(--blue)}
.breadcrumb{display:flex;gap:8px;align-items:center;flex-wrap:wrap;font-size:11px;color:#5d7483;margin:0;padding:23px 0 20px;list-style:none}.breadcrumb li+li:before{content:'/';padding-right:8px;color:#9ab1be}.breadcrumb a:hover{text-decoration:underline}.sub-hero{background:#fff}.sub-hero-grid{display:grid;grid-template-columns:1.12fr .88fr;align-items:center;gap:50px;padding:18px 0 45px}.sub-hero h1{font-size:55px;line-height:1.07;letter-spacing:-.035em;max-width:720px;margin:0 0 21px}.sub-hero .lead{font-size:18px;line-height:1.55;max-width:620px;margin:0;color:#466174}.sub-hero .hero-actions{margin:25px 0 0;flex-wrap:wrap}.sub-hero .hero-actions .button{font-size:13px}.sub-photo{position:relative;height:370px;border-radius:12px 60px 12px 12px;overflow:hidden;background:#e8f2f4}.sub-photo>img{width:100%;height:100%;object-fit:cover;object-position:65% 30%}.sub-photo.campus>img{object-position:78% 25%}.sub-photo.portrait>img{position:absolute;width:100%;max-width:100%;height:100%;left:0;object-fit:cover;object-position:53% top}.sub-photo:after{content:'';position:absolute;inset:65% 0 0;background:linear-gradient(transparent,#082e4b80)}.photo-note{position:absolute;bottom:20px;left:22px;color:white;font:29px/1.05 Handnote,cursive;transform:rotate(-4deg);z-index:1}.page-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:23px;padding:24px 0 28px;border-top:1px solid #e3e8e8}.page-fact{display:flex;align-items:flex-start;gap:11px;font-size:12px;line-height:1.45}.page-fact>.icon{color:#0879ac;width:27px;height:27px}.page-fact strong{display:block;font-size:13px;margin-bottom:2px;font-weight:500}.page-fact span{color:#627987}.page-index{border-block:1px solid #dbe5e7;background:#f2f6f6}.page-index .container{display:flex;gap:10px 23px;flex-wrap:wrap;padding-top:15px;padding-bottom:15px}.page-index a{font-size:12px;color:#436578;line-height:1.5}.page-index a:hover{text-decoration:underline}.content-section{padding:55px 0}.content-section.white{background:#fff}.section-head{display:flex;align-items:flex-start;gap:18px;margin-bottom:25px;max-width:950px}.section-number{font-size:12px;color:#0a75aa;border:1px solid #b4d8e8;border-radius:50%;width:35px;height:35px;display:grid;place-items:center;flex-shrink:0;margin-top:3px}.section-head h2{font-size:33px;line-height:1.18;margin:0;max-width:900px}.content-body{max-width:920px}.content-body>p{font-size:16px;color:#456173;margin:15px 0;max-width:860px;line-height:1.7}.content-body>p:first-child{margin-top:0}.content-body a:not(.button){color:#006e9f;text-decoration:underline;text-underline-offset:3px}.check-list{padding:0;margin:23px 0 0;list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:14px 27px;max-width:960px}.check-list li{display:flex;align-items:flex-start;gap:10px;color:#38576b;font-size:14px;line-height:1.6}.check-list .icon{width:20px;height:20px;margin-top:2px;color:#0879ac}.section-callout{background:#eaf5fc;border-left:3px solid #3293be;padding:20px 24px;border-radius:0 8px 8px 0;line-height:1.6;font-size:14px;color:#37586d;margin-top:23px;max-width:920px}.section-callout strong{color:var(--navy)}.info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:19px;margin-top:24px}.info-card{background:#fff;border:1px solid #dfE8eb;border-radius:10px;padding:25px}.info-card .icon{width:34px;height:34px;color:#1375a8;margin-bottom:15px}.info-card h3{font-size:20px;line-height:1.2;margin:0 0 12px}.info-card p{font-size:14px;color:#4f6b7b;margin:0;line-height:1.65}.step-list{counter-reset:steps;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;list-style:none;padding:0;margin:30px 0 0}.step-list li{counter-increment:steps;padding:25px;background:white;border-radius:10px;border:1px solid #dce7eb}.step-list li:before{content:'0' counter(steps);display:block;font-size:13px;color:#1980b0;margin-bottom:18px}.step-list h3{font-size:20px;line-height:1.2;margin:0 0 12px}.step-list p{font-size:14px;color:#4f6b7b;margin:0;line-height:1.65}.table-wrap{overflow-x:auto;border:1px solid #d9e5e9;border-radius:10px;margin:25px 0;background:white}.comparison{border-collapse:collapse;width:100%;font-size:14px;line-height:1.6}.comparison th{font-weight:500;color:#fff;background:var(--navy);text-align:left;padding:17px 20px}.comparison td{padding:18px 20px;vertical-align:top;border-top:1px solid #dfE7eb;color:#456173}.comparison td:first-child{font-weight:500;color:var(--navy);width:23%}.comparison tr:nth-child(even) td{background:#f7fafb}.percent-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:25px}.percent-card{border-radius:10px;background:#fff;border:1px solid #d9e5eb;padding:24px}.percent-card strong{display:block;font-size:45px;color:#0a74a9;line-height:1;margin-bottom:12px}.percent-card h3{font-size:17px;margin:0 0 8px}.percent-card p{font-size:13px;color:#557184;margin:0;line-height:1.6}.detail-footnote{font-size:12px;color:#5f7887;line-height:1.6;margin:16px 0 0;max-width:900px}.inline-cta{margin-top:25px}.inline-cta .button{font-size:13px}.related-section{background:#eef5f7;padding:45px 0}.related-section h2{font-size:29px;margin:0 0 23px}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.related-card{display:flex;flex-direction:column;align-items:flex-start;gap:10px;background:#fff;border:1px solid #dbe6ec;border-radius:10px;padding:22px;transition:transform .15s ease,box-shadow .15s ease}.related-card:hover{transform:translateY(-3px);box-shadow:0 9px 20px #082e4b0b}.related-card strong{font-size:18px;font-weight:500}.related-card p{font-size:13px;color:#547182;line-height:1.6;margin:0 0 4px}.related-card>.icon{margin-top:auto;color:#0676a7;width:22px}.sub-faq{padding:52px 0;background:#fff}.sub-faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:65px}.sub-faq h2{font-size:33px;margin:0 0 15px}.sub-faq .faq-list{margin:0}.sub-faq .faq-list details{border:1px solid #dce7eb;box-shadow:none}.sub-faq-intro p{font-size:15px;color:#4d6a7b;max-width:370px}.source-block{padding:30px 0;background:#fff}.source-block details{border:0;font-size:12px;color:#5b7382}.source-block summary{font-size:12px;font-weight:400;padding:7px 0;cursor:pointer}.source-block ul{padding-left:18px}.source-block li{margin:8px 0}.source-block a{text-decoration:underline;overflow-wrap:anywhere}.source-block p{font-size:11px;line-height:1.6;max-width:1000px}.site-footer .footer-grid{grid-template-columns:1.35fr 1fr 1fr 1fr;gap:30px}.site-footer .footer-logo{width:155px}.site-footer h4{font-size:13px}.site-footer .footer-grid a:not(.footer-brand){font-size:12px}.site-footer .footer-bottom{flex-wrap:wrap}.site-footer .legal-notice{font-size:10px;color:#617788;margin-top:18px;max-width:950px}.advice-strip{background:var(--navy);color:white;padding:42px 0}.advice-strip .container{display:flex;justify-content:space-between;align-items:center;gap:45px}.advice-strip h2{font-size:30px;max-width:700px;margin:0 0 10px}.advice-strip p{font-size:14px;color:#d2e7f3;max-width:670px;margin:0}.advice-strip .button{background:#fff;color:var(--navy);white-space:nowrap;font-size:13px}.contact-layout{display:grid;grid-template-columns:1fr 1fr;gap:32px}.contact-card{background:white;padding:30px;border:1px solid #d9e6ed;border-radius:12px}.contact-card h3{font-size:23px;margin:0 0 17px}.contact-card .contact-options{display:grid;gap:14px}.contact-card .contact-options a{font-size:14px;overflow-wrap:anywhere;line-height:1.5}.contact-card .contact-options .icon{width:23px;height:23px}.contact-card p{font-size:14px;line-height:1.6;color:#4d6c7f}.contact-form{display:grid;gap:16px}.contact-form label{display:grid;gap:6px;font-size:13px;color:#31576e}.contact-form input,.contact-form select,.contact-form textarea{border:1px solid #b7ccd7;border-radius:6px;background:#fff;padding:12px 13px;width:100%;font:15px/1.45 BG,Arial,sans-serif;color:var(--navy)}.contact-form textarea{resize:vertical;min-height:105px}.contact-form :is(input,select,textarea):focus-visible{outline:3px solid #80c5e9;outline-offset:2px}.contact-form .form-help{font-size:11px;color:#5c7787;margin:0}.contact-form .button{justify-self:start;font-size:13px}.contact-form .form-result{font-size:13px;margin:0;min-height:0;color:#236538}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.guide-card{background:#fff;border:1px solid #dce7ed;border-radius:12px;overflow:hidden;display:flex;flex-direction:column}.guide-card .guide-photo{height:180px;overflow:hidden}.guide-photo img{height:100%;width:100%;object-fit:cover;object-position:65% 30%}.guide-card-copy{padding:24px;display:flex;flex-direction:column;flex:1;align-items:flex-start}.guide-card .eyebrow{font-size:9px;margin-bottom:11px}.guide-card h2{font-size:23px;line-height:1.2;margin:0 0 13px}.guide-card p{font-size:14px;color:#526f7f;line-height:1.6;margin:0 0 20px}.guide-card a{font-size:12px;margin-top:auto}.guide-filter{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:25px}.guide-filter button{padding:10px 18px;border:1px solid #bcd3df;border-radius:50px;background:white;color:#375c73;font-size:12px}.guide-filter button[aria-pressed=true]{background:var(--navy);color:white;border-color:var(--navy)}[hidden]{display:none!important}.page-toast{position:fixed;bottom:20px;right:20px;z-index:150;max-width:320px}.home-more{padding:45px 0;background:#fff}.home-more h2{font-size:30px;margin-bottom:20px}.home-more .related-grid{grid-template-columns:repeat(4,1fr)}
.sub-photo.portrait{width:100%;max-width:340px;margin-inline:auto}
@media(min-width:1300px){.site-menu{gap:20px}.nav{gap:25px}}
@media(max-width:1299px){.nav .brand-label{display:none}.site-menu{gap:17px}}
@media(max-width:1080px){.nav{height:75px}.nav .brand-label{display:block}.menu-button{display:block;margin-left:auto}.site-menu{display:none;position:absolute;top:75px;left:0;right:0;max-height:calc(100dvh - 100px);overflow-y:auto;background:var(--cream);padding:15px 24px 25px;border-bottom:1px solid #ccdce3}.site-menu.open{display:flex;flex-direction:column;align-items:stretch;gap:0}.site-menu>a:not(.button){padding:14px 0;font-size:14px}.site-menu>.button{margin-top:10px;justify-content:center}.nav-group>summary{padding:14px 0;font-size:14px;justify-content:space-between}.nav-panel{position:static;width:auto;box-shadow:none;margin-bottom:10px;border:0;padding:4px 8px;background:white}.nav-panel a{font-size:13px;padding:11px}.sub-hero-grid{gap:30px}.sub-hero h1{font-size:46px}.sub-photo{height:350px}.site-footer .footer-grid{grid-template-columns:1.3fr 1fr 1fr}.site-footer .footer-brand{grid-column:1/-1}.sub-faq-grid{gap:35px}.sub-hero .lead{font-size:17px}}
@media(max-width:850px){.sub-hero-grid{grid-template-columns:1fr 1fr;gap:25px}.sub-hero h1{font-size:41px}.sub-hero .lead{font-size:16px}.sub-photo{height:345px}.page-facts{gap:18px}.page-fact{font-size:11px}.page-fact strong{font-size:12px}.section-head h2{font-size:30px}.content-section{padding:42px 0}.info-grid,.step-list{grid-template-columns:1fr}.info-card{padding:24px}.step-list{gap:12px}.step-list li{padding:23px}.step-list li:before{margin-bottom:12px}.guide-grid{grid-template-columns:1fr 1fr}.home-more .related-grid{grid-template-columns:1fr 1fr}.contact-layout{gap:22px}.contact-card{padding:24px}.advice-strip .container{gap:28px}.advice-strip h2{font-size:27px}.comparison{font-size:13px}.comparison td,.comparison th{padding:15px}.percent-card{padding:20px}.percent-card strong{font-size:39px}}
@media(max-width:650px){html{scroll-padding-top:94px}.preview-bar{font-size:9px;min-height:24px}.nav{gap:12px}.nav .brand-label{display:block;font-size:9px}.nav .brand-label strong{font-size:10px}.nav .brand img{width:133px}.sub-hero-grid{grid-template-columns:1fr;gap:26px;padding-top:12px;padding-bottom:28px}.sub-hero h1{font-size:43px;max-width:100%;overflow-wrap:break-word}.sub-hero .lead{font-size:16px}.sub-hero .hero-actions{margin-top:22px}.sub-hero .hero-actions .button{font-size:12px;padding:13px 15px}.sub-photo{height:270px;border-radius:9px 45px 9px 9px;order:2}.sub-photo.portrait{height:340px;max-width:300px;width:100%;margin:auto}.breadcrumb{padding-top:17px;padding-bottom:17px;font-size:10px;gap:7px}.page-facts{grid-template-columns:1fr;padding:22px 0;gap:15px}.page-fact{font-size:12px;gap:12px}.page-fact strong{font-size:13px}.page-fact>.icon{width:25px;height:25px}.page-index .container{gap:9px 18px;padding-top:14px;padding-bottom:14px}.page-index a{font-size:11px}.content-section{padding:37px 0}.section-head{gap:12px;margin-bottom:19px}.section-head h2{font-size:28px}.section-number{width:29px;height:29px;font-size:10px;margin-top:2px}.content-body>p{font-size:15px;line-height:1.7}.check-list{grid-template-columns:1fr;gap:13px}.check-list li{font-size:14px}.section-callout{font-size:13px;padding:18px}.percent-grid{grid-template-columns:1fr}.percent-card{padding:23px}.percent-card strong{font-size:40px}.comparison{min-width:560px}.table-wrap:focus-visible{outline:3px solid #80c5e9;outline-offset:2px}.sub-faq-grid{grid-template-columns:1fr;gap:22px}.sub-faq{padding:37px 0}.sub-faq h2{font-size:29px}.sub-faq .faq-list summary{font-size:14px;line-height:1.5}.sub-faq .faq-list .answer{font-size:14px;line-height:1.7}.related-grid{grid-template-columns:1fr;gap:13px}.related-section{padding:35px 0}.related-section h2{font-size:27px}.related-card{padding:22px}.site-footer .footer-grid{grid-template-columns:1fr 1fr;gap:28px 20px}.site-footer .footer-brand{grid-column:1/-1}.site-footer .footer-grid>div:last-child{grid-column:1/-1}.site-footer .footer-bottom{display:block}.site-footer .footer-bottom span{display:block;margin-top:8px}.advice-strip .container{display:block}.advice-strip h2{font-size:27px}.advice-strip .button{margin-top:23px}.contact-layout{grid-template-columns:1fr}.contact-card{padding:24px 20px}.contact-card .contact-options a{font-size:13px}.guide-grid{grid-template-columns:1fr}.guide-card .guide-photo{height:205px}.guide-card-copy{padding:25px}.home-more .related-grid{grid-template-columns:1fr 1fr;gap:12px}.home-more .related-card{padding:18px}.home-more .related-card strong{font-size:16px}.home-more .related-card p{font-size:12px}.photo-note{font-size:28px}.guide-filter{gap:8px}.guide-filter button{font-size:11px;padding:9px 13px}}
@media(max-width:370px){.nav .brand-label{display:none}.sub-hero h1{font-size:38px}.home-more .related-grid{grid-template-columns:1fr}.guide-filter button{padding:9px 11px}.contact-card{padding:22px 18px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}
/* Knowledge area: same warm surfaces and restrained blue accents. */
.nav-panel{max-height:calc(100dvh - 150px);overflow-y:auto}.topic-search{display:grid;gap:9px;max-width:620px;margin:24px 0;font-size:13px;color:#375c73}.topic-search input{width:100%;border:1px solid #b8cfda;border-radius:8px;padding:15px 18px;background:#fff;font:16px/1.4 BG,Arial,sans-serif;color:var(--navy)}.topic-search input:focus-visible{outline:3px solid #80c5e9;outline-offset:3px}.guide-count{font-size:13px;color:#4d6a7b;margin:0 0 18px}.jurisdiction-section{padding:56px 0;background:#eef5f7}.jurisdiction-section h2,.legal-directory h2{font-size:35px;line-height:1.2;margin:0 0 16px}.jurisdiction-section p,.legal-directory> .container>p{max-width:780px;color:#456173;line-height:1.7}.jurisdiction-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.jurisdiction-card{display:flex;align-items:center;justify-content:space-between;gap:20px;background:#fff;border:1px solid #d6e4eb;border-radius:9px;padding:22px 24px;min-height:80px;font-size:18px;transition:transform .15s ease,box-shadow .15s ease}.jurisdiction-card>.icon{width:21px;flex-shrink:0;color:#0879ac}.jurisdiction-card:hover{transform:translateY(-2px);box-shadow:0 8px 20px #082e4b0c;border-color:#85bad3}.knowledge-home{background:var(--navy);color:white;padding:65px 0}.knowledge-home .eyebrow{color:#a6d9f2}.knowledge-home h2{font-size:43px;line-height:1.12;margin:0 0 20px}.knowledge-home>.container>p{font-size:17px;line-height:1.6;color:#d2e5ef;max-width:650px}.knowledge-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px;margin:32px 0}.knowledge-grid>a{display:grid;grid-template-columns:1fr auto;gap:10px 15px;padding:27px;border:1px solid #668295;border-radius:12px;background:#ffffff07;transition:background .15s ease}.knowledge-grid strong{font-size:23px;font-weight:500}.knowledge-grid span{font-size:14px;line-height:1.5;color:#d0e3ef;grid-column:1;grid-row:2}.knowledge-grid .icon{grid-column:2;grid-row:1/3;align-self:center;color:#9ad5f5}.knowledge-grid>a:hover{background:#ffffff12}.knowledge-home .text-link{color:#b4e4ff}.legal-directory{padding:55px 0;background:white}.law-jurisdiction{margin:13px 0;border:1px solid #d6e4e9;border-radius:9px;background:#fcfdfd}.law-jurisdiction>summary{padding:21px 24px;cursor:pointer;font-size:20px;font-weight:500}.law-jurisdiction>div{padding:0 25px 25px}.law-jurisdiction ul{padding-left:20px;margin:0 0 23px}.law-jurisdiction li{padding:12px 0;border-top:1px solid #e0e9ed;font-size:15px;line-height:1.6}.law-jurisdiction li a{color:#006e9f;text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}.law-jurisdiction li span,.law-jurisdiction li small{display:block;font-size:12px;color:#516d7e;max-width:950px;margin-top:5px}.law-jurisdiction .text-link{font-size:13px}.guide-toolbar{margin-bottom:24px}
@media(max-width:1080px){.nav-panel{max-height:none;overflow-y:visible}.knowledge-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:650px){.knowledge-home{padding:43px 0}.knowledge-home h2{font-size:34px}.knowledge-home>.container>p{font-size:15px}.knowledge-grid{grid-template-columns:1fr;gap:12px}.knowledge-grid>a{padding:23px}.knowledge-grid strong{font-size:21px}.jurisdiction-section,.legal-directory{padding:39px 0}.jurisdiction-section h2,.legal-directory h2{font-size:29px}.jurisdiction-grid{grid-template-columns:1fr 1fr;gap:11px}.jurisdiction-card{font-size:15px;padding:17px 15px;gap:8px;min-height:85px}.jurisdiction-card span{hyphens:auto;overflow-wrap:anywhere}.jurisdiction-card>.icon{width:18px}.law-jurisdiction>summary{padding:19px;font-size:18px}.law-jurisdiction>div{padding:0 19px 22px}.law-jurisdiction li{font-size:14px}}
@media(max-width:370px){.jurisdiction-grid{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){.jurisdiction-card,.knowledge-grid>a{transition:none}}

/* Reading and consultation improvements preserve the approved BG design. */
.advisor-byline{background:#fff;border-top:1px solid #e3eaec;padding:17px 0}
.advisor-byline>.container{display:flex;gap:12px;align-items:center}
.byline-avatar{position:relative;width:46px;height:46px;border-radius:50%;overflow:hidden;flex-shrink:0;background:#edf3f5}
.byline-avatar img{height:100%;width:100%;max-width:100%;position:absolute;left:0;top:0;object-fit:cover;object-position:53% top;transform:scale(1.8);transform-origin:53% top}
.advisor-byline span,.advisor-byline small{display:block;font-size:11px;line-height:1.5;color:#527080}
.advisor-byline a{font-size:13px;font-weight:500;text-decoration:underline;text-underline-offset:3px}
.byline-source{margin-left:auto;max-width:350px;text-align:right}
.byline-source a{font-size:11px;font-weight:400}
.reader-orientation{background:#edf5f7;padding:35px 0 38px;border-top:1px solid #e0eaee}
.reader-orientation .eyebrow{margin-bottom:12px}
.reader-orientation h2{font-size:29px;margin-bottom:25px}
.answer-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:30px}
.answer-grid article{padding:0 24px 0 0;border-right:1px solid #c9dce4}
.answer-grid article:last-child{border-right:0;padding-right:0}
.answer-number{color:#0c78a3;font-size:12px;display:block;margin-bottom:8px}
.answer-grid h3{font-size:19px;line-height:1.3;margin:0 0 10px}
.answer-grid p{font-size:14px;line-height:1.65;color:#415e70;margin:0}
.info-card>.text-link{margin-top:18px;font-size:12px}
.cost-planner{display:grid;grid-template-columns:1.1fr .9fr;background:#fff;border:1px solid #d1e1e8;border-radius:14px;overflow:hidden;margin-top:28px;scroll-margin-top:115px}
.cost-inputs{padding:28px;display:grid;gap:19px;min-width:0}
.cost-inputs>h3,.cost-inputs>p{margin:0}
.cost-inputs>p{font-size:13px;line-height:1.6;color:#496879}
.cost-inputs label{display:grid;gap:7px;font-size:13px;color:var(--navy);font-weight:500}
.cost-inputs label small{font-size:11px;line-height:1.6;color:#567181;font-weight:400}
.money-input{display:flex;align-items:center;border:1px solid #aabfc9;border-radius:6px;background:#fff;overflow:hidden}
.money-input:focus-within{outline:3px solid #80c5e9;outline-offset:2px}
.money-input input{min-width:0;width:100%;font:16px/1.5 BG,Arial,sans-serif;color:var(--navy);padding:12px;border:0;outline:0;background:transparent}
.money-input input[aria-invalid=true]{box-shadow:inset 0 0 0 2px #a63737}
.money-input>span{padding:0 14px;color:#607b8b}
.text-button{border:0;background:none;text-decoration:underline;text-underline-offset:3px;justify-self:start;color:#086e9f;padding:8px 0;font-size:13px}
.cost-result{background:var(--navy);color:white;padding:30px 27px;min-width:0}
.cost-result .mini-label{color:#b2dcec}
.cost-result h3{font-size:27px;margin:13px 0 20px}
.cost-result p{font-size:13px;line-height:1.65;color:#d4e6ef}
.cost-result dl{margin:24px 0}
.cost-result dl>div{border-top:1px solid #456578;padding:18px 0}
.cost-result dt{font-size:12px;line-height:1.5;color:#c0dce9}
.cost-result dd{font-size:27px;line-height:1.2;margin:7px 0 0;overflow-wrap:anywhere}
.cost-result .cost-budget dd{color:var(--sky);font-size:31px}
.cost-result .cost-fine{font-size:11px}
.cost-result .local-note{display:block;font-size:11px;color:#c0dce9;padding-top:22px}
.contact-form fieldset{border:0;padding:0;margin:0 0 12px;min-width:0;display:grid;gap:17px}
.contact-form legend{font-size:19px;margin-bottom:20px;line-height:1.4}
.contact-form legend>span{font-size:11px;display:inline-grid;place-items:center;background:#e4f2f8;border-radius:50%;width:28px;height:28px;margin-right:8px;color:#096f9e}
.form-two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.contact-form input[type=date]{min-width:0;min-height:48px}
.contact-form .context-hint{margin:0;border-left:2px solid #79b8d5;padding-left:12px;font-size:12px;line-height:1.5}
.contact-person{align-self:start;background:#f5f8f8!important}
.contact-person h3{font-size:29px!important}
.contact-person .contact-options{grid-template-columns:1fr!important;gap:12px!important;margin-top:26px}
.contact-person .contact-options a{padding:15px;background:#fff;border:1px solid #d7e5e9;border-radius:8px;grid-column:auto!important}
.contact-person .contact-options strong{display:block;font-size:13px;margin-bottom:4px;color:var(--navy)}
.contact-person .contact-options span{min-width:0;font-size:12px;line-height:1.6}
.contact-preparation{border-top:1px solid #d8e4e9;padding-top:26px;margin-top:28px}
.contact-preparation h3{font-size:19px!important}
.contact-preparation ul{padding-left:18px;font-size:14px;line-height:1.8;color:#456173}
.contact-person .sensitive-note{font-size:12px;border-top:1px solid #d8e4e9;padding-top:20px;margin-top:20px}
.contact-person .representation-note{font-size:11px}
.contact-draft{border-top:1px solid #ccdee5;margin-top:6px;padding-top:25px}
.contact-draft textarea{min-height:310px;font-size:13px;margin-bottom:18px;background:#f6fafb}
.contact-draft h3{font-size:21px}
.draft-actions{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:15px}
.contact-draft p{font-size:12px;line-height:1.7;overflow-wrap:anywhere}
.contact-draft a:not(.button){text-decoration:underline}
@media(max-width:850px){.answer-grid{gap:20px}.answer-grid article{padding-right:16px}.answer-grid h3{font-size:18px}.answer-grid p{font-size:13px}.form-two{grid-template-columns:1fr}.cost-inputs,.cost-result{padding:24px}.byline-source{max-width:230px}}
@media(max-width:650px){.advisor-byline>.container{gap:10px;flex-wrap:wrap}.byline-source{margin-left:56px;max-width:none;text-align:left}.advisor-byline small{font-size:10px}.reader-orientation{padding:28px 0}.reader-orientation h2{font-size:26px}.answer-grid{grid-template-columns:1fr;gap:20px}.answer-grid article{border-right:0;border-bottom:1px solid #c9dce4;padding:0 0 20px}.answer-grid article:last-child{border-bottom:0;padding:0}.answer-grid p{font-size:14px}.answer-grid h3{font-size:19px}.answer-number{float:left;margin:4px 12px 0 0}.cost-planner{grid-template-columns:1fr}.cost-inputs,.cost-result{padding:23px}.contact-person h3{font-size:25px!important}.contact-form legend{font-size:18px}.draft-actions{flex-direction:column}.draft-actions .button{width:100%}}

.advice-strip .button{white-space:normal;max-width:340px;text-align:center;flex-shrink:0}
@media(max-width:650px){.advice-strip .button{max-width:100%}.topic-content h3{overflow-wrap:break-word}}

/* Topic photos use curated crops; geographic illustrations stay fully visible. */
.guide-photo{background:#f4f2eb}.guide-photo img.editorial-map,.sub-photo>img.editorial-map{object-fit:contain;object-position:center!important;background:#f4f2eb}.sub-photo.map{background:#f4f2eb}.sub-photo.map:after,.sub-photo.map .photo-note{display:none}

/* Public legal pages share the site typography without sales sections. */
.footer-legal{display:flex;flex-wrap:wrap;gap:12px 28px;margin:22px 0}.footer-legal a{text-decoration:underline;text-underline-offset:4px}.legal-hero{padding:30px 0 48px;background:var(--cream,#f7f5ef)}.legal-hero h1{font-size:clamp(2.3rem,6vw,4.4rem);margin:24px 0}.legal-hero .lead{max-width:800px}.legal-content{padding-top:48px;padding-bottom:72px}.legal-content section{max-width:850px;margin:0 auto 42px;scroll-margin-top:110px}.legal-content h2{font-size:clamp(1.35rem,3vw,1.8rem);margin-bottom:18px}.legal-content p{line-height:1.75;overflow-wrap:anywhere}.legal-content .text-link{font-size:1rem}

/* Practical entry pages use the established palette, typography and icons. */
.practical-panel{background:var(--navy,#092b40);color:#fff;border-radius:34px 7px 34px 7px;padding:36px 38px;align-self:center;box-shadow:0 16px 42px #173b4b12}
.practical-panel>svg{width:48px;height:48px;color:#a9d6ed;stroke-width:1.6}
.practical-panel .handnote{position:static;color:#b9e0f2;font-size:30px;transform:rotate(-3deg);margin:16px 0 22px}
.practical-panel h2{color:#fff;font-size:clamp(25px,2.3vw,34px);line-height:1.2;margin:0 0 24px}
.practical-panel ul{list-style:none;padding:0;margin:0;display:grid;gap:15px}
.practical-panel li{display:flex;gap:12px;align-items:flex-start;line-height:1.45}
.practical-panel li svg{width:20px;height:20px;flex:0 0 20px;margin-top:2px;color:#b9e0f2}
.resource-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:26px 0}
.resource-links>a{display:flex;justify-content:space-between;align-items:center;gap:18px;padding:17px 20px;border:1px solid #15394a29;border-radius:12px;line-height:1.4;background:#ffffff9c}
.resource-links>a svg{flex:0 0 20px}
.guide-symbol{height:100%;min-height:200px;background:#d8eaf0;display:flex;flex-direction:column;gap:22px;align-items:center;justify-content:center;padding:28px;color:#143b4b}
.guide-symbol>svg{width:64px;height:64px;stroke-width:1.35}
.guide-symbol .handnote{position:static;font-size:30px;transform:rotate(-4deg);text-align:center}
.role-entry{padding:0 0 65px}
.role-entry>.container{display:flex;align-items:center;justify-content:space-between;gap:32px;border-top:1px solid #173b4b2a;padding-top:35px}
.role-entry>.container>div{display:flex;gap:24px;align-items:flex-start}
.role-entry>.container>div>svg{flex:0 0 44px;width:44px;height:44px;margin-top:8px;color:#3e6d7c}
.role-entry h2{font-size:clamp(25px,2.4vw,34px);line-height:1.2;margin:10px 0}
.role-entry p{margin-bottom:0;max-width:570px}
.role-entry .button{flex-shrink:0}
@media(max-width:850px){
 .role-entry>.container{align-items:flex-start;flex-direction:column;gap:23px}
 .practical-panel{padding:30px}
}
@media(max-width:650px){
 .resource-links{grid-template-columns:1fr}
 .practical-panel{padding:27px 24px}
 .role-entry>.container>div{gap:15px}
 .role-entry>.container>div>svg{flex-basis:30px;width:30px;height:30px}
 /* In normal flow below the hero copy, the note cannot cover the portrait. */
 .hero .hero-handnote{position:static;inset:auto;display:block;width:fit-content;max-width:calc(100% - 44px);margin:-6px 22px 24px auto;padding:0;transform:none;background:none;text-shadow:none;font-size:24px;text-align:right}
 .hero .hero-handnote br{display:none}
}
@media(min-width:651px) and (max-width:850px){.hero .hero-handnote{display:none}}

/* The flyer pyramid, using the existing site's colours, type and icons. */
.benefits-intro{max-width:790px;color:var(--muted);font-size:16px;line-height:1.65;margin:14px 0 0}
.benefit-widget{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.12fr);gap:36px;align-items:start;margin:28px 0}
.pyramid-column{min-width:0;padding-top:7px}.pyramid-instruction{font-size:13px;color:var(--muted);text-align:center;margin:0 0 23px}
.benefit-pyramid{display:flex;flex-direction:column;align-items:center;gap:3px;max-width:520px;margin:auto}
.pyramid-row{font:inherit;position:relative;display:flex;align-items:center;justify-content:center;gap:14px;min-height:72px;border:0;padding:13px 8%;background:var(--navy);color:white;cursor:pointer;isolation:isolate;clip-path:polygon(4% 0,96% 0,100% 100%,0 100%);text-align:left}
.pyramid-row>span{display:flex;flex-direction:column;gap:3px;min-width:0}.pyramid-row small{font-size:11px;line-height:1.2}.pyramid-row strong{font-size:17px;line-height:1.2;font-weight:500;overflow-wrap:anywhere}.pyramid-row>.icon{width:29px;height:29px;flex:none;stroke-width:1.5}.pyramid-code{font-size:11px;font-weight:400;margin-left:auto}
.tier-gep{width:68%;background:var(--sky);color:var(--navy)}.tier-ge{width:76%;background:var(--sky);color:var(--navy)}.tier-g1b{width:84%;background:var(--blue)}.tier-g2b{width:92%;background:var(--blue)}.tier-gk{width:100%}
.pyramid-row[aria-selected=true]{box-shadow:inset 0 -4px 0 currentColor}.pyramid-row[aria-selected=true] strong{text-decoration:underline;text-underline-offset:4px;text-decoration-thickness:1px}.pyramid-row:hover{filter:brightness(.94)}.pyramid-row:focus-visible{outline:none;box-shadow:inset 0 0 0 4px var(--cream),inset 0 0 0 7px var(--navy)}
.pyramid-join{font-size:10px;line-height:1.2;background:var(--cream);color:var(--navy);padding:3px 12px;margin:-10px 0;z-index:1;border-radius:3px;pointer-events:none}
.pyramid-explainer{border-top:1px solid var(--line);margin:23px auto 0;padding-top:12px;max-width:470px}.pyramid-explainer p{font-size:13px;line-height:1.55;margin:7px 0;color:var(--muted)}.pyramid-explainer strong{font-weight:500;color:var(--navy)}
.benefit-panels{min-width:0}.benefit-panel{background:white;border:1px solid var(--line);border-radius:10px;padding:29px}.benefit-panel:focus-visible{outline:3px solid var(--blue);outline-offset:3px}.benefit-panel h3{font-size:27px;line-height:1.2;margin:0 0 14px;letter-spacing:-.02em}.benefit-summary{font-size:15px;line-height:1.65;color:var(--muted);margin:0 0 21px}.benefit-points{list-style:none;padding:0;margin:0;display:grid;gap:16px}.benefit-points li{display:flex;gap:10px;align-items:flex-start}.benefit-points .icon{width:19px;height:19px;flex:none;color:var(--blue);margin-top:1px}.benefit-points strong{display:block;font-size:14px;font-weight:500;margin:0 0 4px}.benefit-points span{display:block;font-size:13px;line-height:1.6;color:var(--muted)}.benefit-note{font-size:12px;line-height:1.6;color:var(--muted);background:var(--cream);padding:14px 16px;border-radius:6px;margin:23px 0 18px}.benefit-panel>.text-link{font-size:13px}.benefit-source{display:block;font-size:10px;line-height:1.5;color:var(--muted);margin-top:20px}.benefit-entry-footer{display:flex;justify-content:space-between;align-items:center;gap:25px;border-top:1px solid var(--line);padding-top:22px}.benefit-entry-footer p{font-size:12px;line-height:1.6;color:var(--muted);max-width:580px;margin:0}.benefit-entry-footer .button{font-size:12px;flex:none}
.benefit-table-stand{font-size:12px!important;color:var(--muted);margin-bottom:10px}.benefit-table-wrap{border:1px solid var(--line);border-radius:10px;overflow:hidden}.benefit-table{width:100%;border-collapse:collapse;table-layout:fixed;font-size:14px;line-height:1.65;background:#fff}.benefit-table caption{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}.benefit-table thead th{background:var(--navy);color:white;padding:18px;text-align:left;font-weight:500}.benefit-table thead th:first-child{width:23%}.benefit-table td,.benefit-table tbody th{padding:19px 18px;text-align:left;vertical-align:top;border-top:1px solid var(--line);overflow-wrap:break-word}.benefit-table tbody th{font-weight:500;color:var(--navy)}.benefit-table td{color:var(--muted)}.benefit-table tbody tr:nth-child(even){background:var(--cream)}
.benefit-example{display:grid;grid-template-columns:1.15fr 1fr;gap:28px;margin:25px 0}.example-start{background:white;border:1px solid var(--line);border-radius:10px;padding:28px}.example-start h3{font-size:28px;line-height:1.2;margin:0 0 15px}.example-start>p{font-size:14px;color:var(--muted);line-height:1.65}.example-start dl{margin:25px 0 0}.example-start dl>div{display:flex;justify-content:space-between;gap:15px;border-bottom:1px solid var(--line);padding:10px 0;font-size:14px}.example-start dd{font-weight:500;margin:0;white-space:nowrap}.example-start dl>div:last-child{border:0;color:var(--blue)}.example-choice{display:flex;flex-direction:column;gap:18px}.example-choice>div{background:var(--navy);color:white;border-radius:10px;padding:28px;flex:1}.example-choice>div:last-child{background:var(--sky);color:var(--navy)}.example-choice span{display:block;font-size:14px;margin-bottom:13px}.example-choice strong{font-size:28px;font-weight:500;line-height:1.25}.example-choice p{font-size:14px;line-height:1.6;margin:12px 0 0}
@media(max-width:850px){.benefit-widget{gap:22px;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr)}.benefit-panel{padding:22px}.pyramid-row{gap:9px;min-height:70px;padding-inline:7%}.pyramid-row strong{font-size:14px}.pyramid-code{display:none}.pyramid-row>.icon{width:24px;height:24px}.benefit-entry-footer{align-items:flex-start;flex-direction:column}}
@media(max-width:650px){.benefit-widget{grid-template-columns:1fr;gap:23px;margin-top:24px}.pyramid-column{padding-top:0}.benefit-pyramid{max-width:410px}.pyramid-row{min-height:66px;gap:12px}.pyramid-row strong{font-size:15px}.pyramid-row small{font-size:10px}.pyramid-row>.icon{width:25px;height:25px}.pyramid-code{display:block;font-size:10px}.pyramid-instruction{font-size:12px;margin-bottom:20px}.pyramid-explainer p{font-size:12px}.benefit-panel{padding:23px 20px}.benefit-panel h3{font-size:25px}.benefit-points strong{font-size:14px}.benefit-points span{font-size:13px}.benefit-summary{font-size:14px}.benefit-entry-footer .button{white-space:normal;text-align:left;max-width:100%}.benefit-table,.benefit-table tbody,.benefit-table tr,.benefit-table tbody th,.benefit-table td{display:block;width:100%}.benefit-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}.benefit-table tbody th{background:var(--navy);color:white;padding:14px 18px;font-size:15px;border:0}.benefit-table td{padding:15px 18px;font-size:14px}.benefit-table td:before{content:attr(data-label);display:block;font-size:11px;color:var(--blue);font-weight:500;margin-bottom:7px}.benefit-table tr:nth-child(even){background:white}.benefit-table td+td{background:var(--cream)}.benefit-example{grid-template-columns:1fr;gap:18px}.example-start,.example-choice>div{padding:24px 20px}.example-start h3,.example-choice strong{font-size:25px}}
@media(max-width:360px){.pyramid-code{display:none}.pyramid-row strong{font-size:14px}.pyramid-row{padding-inline:7%}}
.benefit-hero-copy{max-width:860px;padding:12px 0 4px}.benefit-hero-copy h1{font-size:47px;line-height:1.1;max-width:850px}.benefit-hero-copy .lead{max-width:810px;margin-bottom:12px}.benefit-hero{padding-bottom:28px}.benefit-hero .hero-actions{margin-top:24px}
@media(max-width:650px){.benefit-hero-copy h1{font-size:36px}.benefit-hero-copy .lead{font-size:16px}.benefit-hero .hero-actions{gap:10px}.benefit-hero .hero-actions .button{font-size:12px}}

.calculator-promo{background:#102a3b;color:#fff;padding:80px 0;position:relative;overflow:hidden}.calc-promo-grid{display:grid;grid-template-columns:1.2fr 1fr;align-items:center;gap:70px}.calculator-promo h2{color:#fff;font-size:clamp(34px,4vw,58px);line-height:1.08;letter-spacing:-1.5px;margin:18px 0 24px}.calculator-promo .eyebrow{color:#86d4ed}.calculator-promo p{max-width:550px;color:#d6e4e9;font-size:18px;line-height:1.6}.calculator-promo .button,.calc-result .button{background:#9bdef0;color:#102a3b;border-color:#9bdef0;justify-content:center}.calc-promo-note{display:block;font-size:13px;color:#bed0d8;margin-top:16px}.calc-example{background:#1b3a4d;border:1px solid #406073;border-radius:34px 34px 90px 34px;padding:36px;transform:rotate(-2deg)}.calc-example>span{display:block;font-size:15px}.calc-example>strong{font-size:clamp(70px,8vw,110px);line-height:1.2;letter-spacing:-5px;color:#9bdef0}.calc-example>strong>span{font-size:.5em;letter-spacing:-2px}.calc-example .calc-example-chips{display:flex;gap:7px;flex-wrap:wrap;margin-top:25px}.calc-example-chips span{border:1px solid #557384;border-radius:30px;padding:6px 12px;font-size:13px}.calc-example p{font-size:12px;line-height:1.6;margin:20px 0 0}.calculator-hero{padding:36px 0 52px;background:#f5f1e9}.calculator-hero h1{font-size:clamp(38px,5vw,66px);line-height:1.06;letter-spacing:-2px;margin:24px 0}.calculator-hero>div>p{max-width:730px;font-size:21px;line-height:1.55}.calc-hero-tags{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}.calc-hero-tags span{background:#e4e9e6;border-radius:50px;padding:9px 15px;font-size:14px}.calculator-section{padding:20px 0 80px;background:#f5f1e9}.calc-layout{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(320px,.9fr);gap:28px;align-items:start}.calc-form{display:grid;gap:22px}.calc-form fieldset{border:1px solid #deded7;border-radius:20px;background:white;padding:26px;min-width:0;margin:0}.calc-form legend{font-size:23px;font-weight:700;padding:0 10px;margin-left:-10px}.calc-form fieldset>p{font-size:15px;line-height:1.6;color:#4c606a}.calc-form label{display:block;font-size:15px;font-weight:600}.calc-two{display:grid;grid-template-columns:1fr 1fr;gap:16px}.calc-form select{display:block;width:100%;max-width:100%;margin-top:8px;background:#f9faf8;border:1px solid #abb8bf;border-radius:10px;padding:13px 28px 13px 12px;font:inherit;color:#102a3b;min-height:48px}.calc-form .calc-help{font-size:12px;line-height:1.6;font-weight:400;color:#54656d;margin-top:14px}.calc-options{display:grid;gap:10px}.calc-options label{position:relative}.calc-options input{position:absolute;left:16px;top:19px;accent-color:#0b6485;width:17px;height:17px}.calc-options label>span{display:block;padding:16px 16px 16px 46px;border:1px solid #d3dcdd;border-radius:12px;min-height:85px;background:#fbfcfa;transition:border-color .18s,background .18s}.calc-options strong{font-size:16px;display:block;line-height:1.35}.calc-options small{display:block;font-size:13px;line-height:1.5;font-weight:400;color:#4c606a;margin-top:6px}.calc-options input:checked+span{border:2px solid #187b99;padding:15px 15px 15px 45px;background:#eaf7fa}.calc-options input:focus-visible+span{outline:3px solid #167dba;outline-offset:3px}.calc-land-note{margin-top:18px;background:#f0f5f4;padding:16px;border-radius:12px;font-size:13px;line-height:1.6}.calc-land-note p{margin:0 0 7px}.calc-land-note a{font-weight:600}.calc-form [data-calc-wahl]{margin-top:20px}.calc-result{background:#102a3b;color:#fff;border-radius:24px;padding:30px;position:sticky;top:24px}.calc-result .eyebrow{color:#95dced}.calc-result h2{color:#fff;font-size:27px;line-height:1.2;margin:16px 0}.calc-result [data-calc-message]{font-size:14px;color:#d1e0e6;line-height:1.5}.calc-amount{font-size:clamp(45px,5vw,66px);line-height:1.2;letter-spacing:-2px;font-weight:700;color:#a1e2f3;font-variant-numeric:tabular-nums;margin:22px 0 5px;white-space:nowrap}.calc-price-caption{font-size:14px;line-height:1.6;margin:0}.calc-price-caption strong{display:block;font-size:16px;color:#fff}.calc-rate-caption{font-size:12px;color:#c5d8e0;margin:17px 0}.calc-breakdown{margin:20px 0 24px}.calc-breakdown>div{display:flex;align-items:start;justify-content:space-between;gap:16px;padding:12px 0;border-top:1px solid #385364}.calc-breakdown dt strong{font-size:14px;display:block}.calc-breakdown dt span{font-size:12px;display:block;color:#c5d8e0;margin-top:4px;line-height:1.4}.calc-breakdown dd{font-size:16px;margin:0;white-space:nowrap;font-variant-numeric:tabular-nums}.calc-result .button{display:flex;width:100%;margin-top:25px;font-size:18px;gap:18px;min-height:52px}.calc-next{font-size:13px;line-height:1.6;color:#d6e4e9}.calc-disclosure{font-size:12px;line-height:1.6;color:#b8cdd7;margin-top:23px}.calc-fee{background:#28495a;padding:12px;border-radius:8px;font-size:13px;line-height:1.6}.calc-basis{border-top:1px solid #385364;padding-top:18px;margin-top:20px;font-size:12px;line-height:1.6}.calc-basis summary{cursor:pointer;font-size:14px;font-weight:600}.calc-basis a{color:#a1e2f3}.calc-basis p{color:#d1e0e6}.calculator-promo.compact{padding:50px 0}.calculator-promo.compact h2{font-size:38px}.calculator-promo.compact .calc-example>strong{font-size:75px}.calc-form [hidden],.calc-result [hidden]{display:none!important}
@media(max-width:900px){.calc-layout{grid-template-columns:1fr}.calc-result{position:static}.calc-promo-grid{gap:30px}.calc-example{padding:25px}.calc-two{gap:12px}.calc-result .button{max-width:500px}.calc-breakdown>div{padding:12px 0}}
@media(max-width:640px){.calculator-promo{padding:52px 0}.calc-promo-grid{grid-template-columns:1fr}.calculator-promo h2{letter-spacing:-1px}.calc-example{transform:none;border-radius:24px 24px 65px 24px}.calc-example>strong{font-size:88px}.calculator-hero h1{letter-spacing:-1.2px}.calculator-hero>div>p{font-size:18px}.calc-two{grid-template-columns:1fr;gap:18px}.calc-form fieldset{padding:20px 16px}.calc-form legend{font-size:21px}.calc-result{padding:24px}.calc-hero-tags{gap:7px}.calc-hero-tags span{font-size:12px;padding:8px 10px}.calculator-section{padding-top:0}.calc-layout{gap:22px}.calc-amount{font-size:56px}}